Terms and Conditions

Effective Date: [9-25-25]
Last Updated: [9-25-25]

Welcome to Dough Card LLC (“Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website doughcard.com (the “Website”) and related services. By accessing or using our Website, you agree to these Terms. If you do not agree, please discontinue use immediately.

1. Eligibility

• You must be at least 18 years old, or the age of majority in your jurisdiction, to use our services.
• By using our services, you represent that you meet these requirements.

2. Our Services

• Dough Card LLC provides a platform to create and send virtual greeting cards (e.g., birthdays, weddings, thank yous) to recipients within the United States.
• Users may attach monetary gifts to cards through Stripe Connect.
• Dough Card LLC does not escrow or hold funds. All payments are processed and held by Stripe until claimed by the recipient.

3. User Accounts

• You may need to create an account to use some features. You agree to provide accurate information and maintain the security of your account.
• You are responsible for all activity that occurs under your account.

4. Payment & Gifts

• Monetary gifts are facilitated by Stripe Connect.
• By sending or receiving funds, you agree to Stripe’s Terms of Service and Privacy Policy.
• Dough Card LLC has no liability for delays, failed transfers, or disputes arising from Stripe’s services.
• Once a gift is sent, it may not be refundable unless required by law.

5. Stripe Terms and Conditions

• We use Stripe to process monetary gifts and transactions on our platform.
• You agree to comply with Stripe's Terms of Service.
• All payment processing is subject to Stripe’s policies, procedures, and restrictions.

6. User Content

• You retain ownership of content (messages, images, or customizations) you create.
• By submitting content, you grant Dough Card LLC a non-exclusive, worldwide, royalty-free license to host, display, and deliver your content as part of our services.
• You agree not to upload or send content that is:

• Illegal, harmful, defamatory, obscene, or infringing on others’ rights.
• Spam, fraudulent, or intended to harass.

We reserve the right to remove content that violates these Terms.

7. Prohibited Uses

You agree not to use our services to:

• Violate laws or regulations.
• Impersonate others or misrepresent your identity.
• Interfere with or disrupt our systems or security.
• Attempt unauthorized access to accounts or services.

8. Intellectual Property

• All Website content, trademarks, and branding are owned by Dough Card LLC or licensed to us.
• You may not copy, modify, distribute, or exploit any part of the Website except as expressly permitted.

9. Termination

• We may suspend or terminate your access if you violate these Terms or misuse our services.
• You may stop using our services at any time.

10. Disclaimer of Warranties

• Our services are provided “as is” and “as available.”
• We do not guarantee uninterrupted service, error-free operation, or the accuracy of content.
• Dough Card LLC disclaims all warranties, express or implied, to the maximum extent permitted by law.

11. Limitation of Liability

• To the fullest extent permitted by law, Dough Card LLC shall not be liable for:

• Indirect, incidental, or consequential damages.
• Loss of data, profits, goodwill, or business.
• Issues related to Stripe payment processing.

Our total liability for any claim shall not exceed the amount you paid (if any) for the service in the past 12 months.

12. Indemnification

You agree to indemnify and hold harmless Dough Card LLC, its officers, employees, and partners from any claims, damages, or expenses arising from:

• Your use of our services.
• Your violation of these Terms.
• Your infringement of third-party rights.

13. Governing Law & Disputes

• These Terms are governed by the laws of the State of [Insert State, e.g., Delaware or your HQ state], without regard to conflict-of-law rules.
• Any disputes shall be resolved through binding arbitration or in courts located in [Insert State].

14. Changes to Terms

We may update these Terms occasionally. Changes will take effect when posted on this page with a revised “Last Updated” date. Continued use means you accept the updated Terms.

15. Contact Us

For questions about these Terms, please contact us:

Dough Card LLC
Email: support@doughcard.com
Website: https://doughcard.com